Should I be Concerned about a Crash in the Global Economy?

Is the global economy on the verge of another collapse? Thirty years ago, if you were a stock market investor in the United States, your main concern would probably have been the overall health of the U.S. economy. There was simply no reason for most investors to pay attention to the economic wellbeing of other countries…. Read more

I Don’t Feel Inflation. Is it Hurting My Savings?

Inflation doesn’t hit like the sting of a credit card bill from an overzealous shopping trip. Rather, its bite is slow and painful.
Because the price level of goods and services tends to rise gradually, inflation’s slow incursion on your pocketbook is commonly described as ‘creeping up’ on you…. Read more

Can Optimism Increase Your Investment Returns?

Are your investment returns determined by your worldview? Are people hardwired to be pessimists?
Millions of years ago, if an optimistic caveman dismissed a rustle in a bush as the wind blowing, our ancestor may have ended up as a tiger’s lunch. As a result of this early conditioning,… Read more

What You Need to Know About Financial News
financial news

Should financial news and media reports affect the way you make your investment decisions?
Recently, a client said: “I just read about _________ (fill in Israeli company name) in The Jerusalem Post, and I’d like to buy 1000 shares.” I hear comments like this fairly often. Since I help people who live in Israel with their U.S.-based IRA and brokerage accounts,… Read more

The 3 Books You Need to Complete Your Reading List

Although most of my conversations with clients center on helping them with their U.S. brokerage and IRA accounts, I like it when the conversation turns to what’s on our current reading list. 
I’m always thrilled when people tell me that they read one of my books and appreciate when they review it on Amazon…. Read more

A Widow’s Dangerous Financial Decision

Here’s a story that I’ve watched unfold many times in my conference room. Do you recognize yourself, or perhaps your parents?
She made a lot of money
I sat with a new client, a woman whose husband of over 50 years had handled all of the money decisions,… Read more

Is Fear Causing You to Lose Money?
fear of risk

Some investors’ fear of losing money compels them to completely avoid the stock market and other volatile investments. This phenomenon is often called “loss aversion.”
People suffering from loss aversion will sometimes wait until they see the market has gone up a lot, and then they invest. They forget about history,… Read more

The Truth You Should Know About Behavioral Finance

As a financial planner, my exposure to the field of behavioral finance isn’t just theoretical. When clients come to my Jerusalem office for a consultation, I’m constantly amazed at how frequently their thought processes and rationalization of decisions follows the scientific research of behavioral finance.
What influences financial decisions? Read more