For years, a potential client followed a plan. Patient. Disciplined. Steady. His portfolio mirrored that mindset: high-growth tech stocks and long-term strategies designed to pay off over decades, not days. And for a long time, it worked.
Then one phone call changed everything.
His daughter’s husband had lost his job. They couldn’t cover basic expenses,… Read more
After decades of working with American retirees living in Israel, I’ve found that the hardest financial lesson isn’t about investing or taxes. It’s knowing when you have enough. Too many people move the goalpost just when they’re about to reach it. When expectations continually change, what defines financial success? … Read more
“Does This Still Make Sense?”
That was the question a retired client in Israel recently asked me, not about a specific stock or fund, but about his entire financial setup.
He’d had a health scare, the kind that makes you pause and take stock. Like many American retirees doing legacy planning from Israel,… Read more
Ever check your portfolio before breakfast and lose your appetite?
If you’ve experienced cross-border investment anxiety, you’re not alone. One minute you’re thinking about coffee, the next you’re staring at a red number that wasn’t there yesterday. For Americans living in Israel, investing across time zones adds a layer of uncertainty…. Read more
“Is the risk really worth it?”
That was the question a retired professor asked after a dividend-paying stock he picked dropped nearly 8% in just a few weeks.
He had researched it carefully, attracted by a 15% yield. He wasn’t chasing quick wins, he simply wanted steady income from his U.S…. Read more
What’s the secret to financial confidence through preparation? It’s not luck. It’s the cushion that comes from planning ahead.
A client I recently spoke with illustrated this perfectly. Her calendar was packed: a nephew’s bar mitzvah, a family reunion, summer plans in New York. Her husband, a tech executive, was traveling across the U.S…. Read more
Many Americans living in Israel have an IRA tucked away—maybe from a former job in the U.S. or inherited from a parent. But too often, those accounts just sit there, ignored. It’s important to remember that an IRA isn’t just a container for retirement money—it’s a full-fledged investment account with real potential. … Read more
Sometime clients ask me what their financial goals should be. I try to redirect them, saying, “Imagine you’re the captain of a ship, and your financial advisor is your first mate.” Then I salute them and say, “Captain, tell me our destination and I’ll work on navigating the waters.” Whether your goal is saving for retirement,… Read more
Fear can paralyze us, especially when it comes to money. The fear of making a financial mistake—whether it’s saving too little for retirement, overspending on daily expenses, or choosing the wrong investment—often leads us to freeze and do nothing at all. While this hesitation may feel like a safe option in the moment,… Read more
When an American oleh met with me recently, he shared a concern I hear all the time: “How do I keep my U.S. investments safe in these unpredictable markets?” Like many olim, he wanted his portfolio to grow without being impacted by market movements…. Read more
