When analyzing a company, pundits examine past performance and fundamental assets. On Profile Investment Services’ 20th anniversary, I’d like to focus on both:
The company’s history
In 1997, the Israeli government passed a law that all investment advisors needed to be licensed by the Israeli Securities Authority. Up until that point,… Read more
Avoid some common financial problems by considering these three points before the new fiscal year begins:
Review your financial plan
No matter how accurate your financial plan was when it was created, things change. Review your plan now and make sure it still addresses your current risk tolerance and needs. … Read more
Inflation doesn’t hit like the sting of a credit card bill from an overzealous shopping trip. Rather, its bite is slow and painful.
Because the price level of goods and services tends to rise gradually, inflation’s slow incursion on your pocketbook is commonly described as ‘creeping up’ on you.
Good versus bad inflation
Inflation is most noticeable when it rises faster than your salary,… Read more
Israeli law requires that full-time workers who have worked for longer than six months receive a pension plan through their employers. This is part of the government’s plan of making sure individuals have private pensions to supplement their governmental pensions. Pensions are a highly regulated field, and as such the details are in constant flux…. Read more
Multicurrency strategies are part of the everyday life of most dual citizens.
If you are balancing your investment account in U.S. dollars but recording your grocery and rent expenses in shekels, you’re probably an American oleh.
The following three areas make currency volatility a real challenge for cross-border investors:
Currency trading
Two-thirds of retail foreign exchange traders lose money…. Read more
Corporate and Treasury bonds can help you turn your nest egg into an income stream. In fact, generating a steady income stream to supplement your pension may be one of the hardest parts of retirement.
Bonds have a set interest rate and they usually pay twice a year so you know exactly how much income you should receive and when you can expect to receive it…. Read more
Wouldn’t it be great if there was a fail-proof way to reduce risk in your retirement portfolio?
Any investment ad worth its weight in gold has a disclaimer, “All investments are subject to risk.” That is because risk is the operative term when it comes to investing. In theory,… Read more
Retirees often include bonds in their retirement portfolio because of their perceived safety and the consistent income they provide. However, while bonds play a valuable role in a retiree’s portfolio, it is important to fully understand how they work before buying them.
Holding bonds may reduce potential growth
If your goal is to leave an inheritance to your children when you pass away,… Read more
A friend recently had a losing streak at the casino. Instead of walking away, he played more hands of blackjack. “I was determined to win,” he lamented. In fact, he was playing to recoup his losses.
He was a victim of investment biases subconsciously affecting his decision-making. Gambler’s Fallacy – the belief that after a streak of losses his luck would turn – duped him into doubling his losses…. Read more
Today, many “investment trend” websites are enticing online traders to join. Investors who follow the trend – also known as “momentum trading” – invest in stocks based on rising market prices rather than company fundamentals.
The strategy of following the investment trend performs best in a bull market. However, selling before the trend reverses is a skill that eludes most investors…. Read more
