Read Doug’s articles originally printed in The Jerusalem Post.

The #1 Wrong Reason to Make Investment Decisions

 
Have you ever stopped to think what motivates your investment decisions? For example, do you hold onto a particular stock because you received it as an inheritance and don’t want to sell it? When the market drops, do you find yourself automatically selling all your stocks to protect you from a potential market crash?… Read more

Is There a Better Way to Monitor Financial Success than Measuring Your Net Worth?

Hopefully, as time goes on, your net worth will increase. However, monitoring your liquid net worth may not be the best way to track your financial progress. This is because savings for a real-estate purchase or other large ticket items can skew the picture. Is it really fair to include savings in your net worth when it may already be “spoken for?” If you buy a $30,000 car,… Read more

Switching Social Security Deposits from One Brokerage to Another

Many Americans in Israel received a surprise letter from their U.S.brokerage firm letting them know that their brokerage accounts couldn’t be serviced because they had an Israeli address on file. The lawyers for the U.S. brokerage firm felt that their firm couldn’t conduct business inIsraeland, as such, clients were left in the lurch…. Read more

Don’t Let Retirement Creep Up on You

Sometimes we are so busy living our lives that we don’t notice the years going by. Suddenly, the “baby” starts high school and the soldiers look younger every day.  Before you know it, it will be time to consider retirement.
The main problem with not noticing the years going by is that retirement can creep up on you and catch you off guard. … Read more

You Are Your Family’s CEO
family finances

Running your household and raising your family are possibly the greatest investments that you will ever make. The more that you invest, the greater the returns, and even though the risks may be higher than anything on the stock market, the dividends that you will receive are more than priceless.
Indeed,… Read more

Should You Leave Your Children an Inheritance?
Should You Leave Your Children an Inheritance

Ask parents why they work so hard, and very often you will hear the answer, “So that my children will get a good inheritance.” Indeed, apart from personal ambitions, most folks hope to leave behind a cushion for their children to minimize the possibility of their offspring suffering economic hardships. 
But have you ever wondered if leaving your child a whole pile of money is really the best thing?… Read more

Risk: Too Little is as Bad as Too Much
climbing and taking any risk with it

In personal finance, risk management is generally thought of as deciding on a stock/bond/cash allocation in your investment portfolio. Think about your tolerance for risk, and then figure out how much money to put in investments that could lose. But you still need to think of more… 
Diversification Matters
Consider the risk and return of your career when determining an asset allocation…. Read more